My 18th Birthday Present

NeilPearson Wrote:
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>
> rofl
>
> here in perth we are flooded with Kiwi's :| here
> at my work there are heaps of them, i can count
> about 4 just off the top of my head and thats
> including the owner of the buisness (there is like
> 12 staff here) so yeah its crazy.


Do you work in the fruit bit of a supermarket?

NeilPearson Wrote:
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> rofl
>
> here in perth we are flooded with Kiwi's :| here
> at my work there are heaps of them, i can count
> about 4 just off the top of my head and thats
> including the owner of the buisness (there is like
> 12 staff here) so yeah its crazy.
>



cant you set the lebanese on them




LS's Tip of the week
ESSENTIAL OILS aren't essential unless you're an engine, a gearbox or a twat

LS. Wrote:
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> NeilPearson Wrote:
> --------------------------------------------------
> -----
>
> > rofl
> >
> > here in perth we are flooded with Kiwi's :|
> here
> > at my work there are heaps of them, i can
> count
> > about 4 just off the top of my head and
> thats
> > including the owner of the buisness (there is
> like
> > 12 staff here) so yeah its crazy.
> >
>
>
>
> cant you set the lebanese on them


rofl we have no lebanese working here

and chris, No i dont :P

lebanese are all over my way LS, down at cronulla

-qwerty- Wrote:
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> In that case, its gonna have to be the USA for me
> then :p
>
>
> I figure I need to go to somewhere not too
> cosmopolitan, maybe San Diego. Or something. Maybe
> the midwest ( (8) the midwest farmers daughters,
> yeah they make me feel alright (8) ).
>



You know, things don't work like they do in Love Actually

hahah :D

"my name is colin...."


Oh, it'll work. I'll crack out the best queen's english at em. The colonials () won't know what's hit em!

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She says brief things, her love’s a pony
My love’s subliminal

Hahahahahahaha :D

It is more likely you'll find land whales in Wisconsin than those beautiful girls :P. And San Diego... for the last time, you're not Ron Burgandy!!

No, what happened i nthe film is EXACTLY what wisconsin is like. They don't have pyjamas, Gui!

I may not be Ron, but by god will I use his lines! "What can I say? I like the way you're put together" and "I.....I want to be on you. No wait, let me start again.....................I want ot be on you."

Heh heh :D Its garanteed to work.

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She says brief things, her love’s a pony
My love’s subliminal

:D

NO PYJAMAS DAMMIT! NONE!

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She says brief things, her love’s a pony
My love’s subliminal

i cant beleive u guys get cars for your birthdays! they gotta be like $20,000 worth easily

what do your parents do for a living that they can afford that kinda gift

ive had to buy every car ive owned from vk commodore to s13 silvia

well aslong as u dont drive em like dicks and wreck em and make my insurance more expensive then im happy

NeilPearson Wrote:
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> here in perth we are flooded with Kiwi's :|
>

Ever heard of Kiwi Räikkönen?

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REHAB IS FOR QUITTERS

the VX wagon would be closer 10 $15,000 i reckon but the calais.. that would be a bit more :|

i only managed to get a $2,500 car out of my parents... and I HAVE TO PAY IT BACK :|

i didnt get a car off the rents. Hell, for 21st birthday i got some trousers :|

And lo, I save. And one day I shal imagine a car, and it will be so.

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She says brief things, her love’s a pony
My love’s subliminal

that rapid bonus thing is bollox really. why pay for only 9 months cover to get 1 more year of no-claims 3 months earlier than you would anyway, when you could get a 12-month premium for not much more than the 9 month one? if they quote you for 9 months, always ask them what it would be for 12 months too, so you can compare their offer with others.

yes but you only pay for 9months insurance. if the 12 month price is £120 then 9 months on the rapid bonus will cost you £90. it just means you insurance is only 9months in length then you have to renew. i think its beneficial for new drivers like me. ive been passed a year now and am one month away from collecting my 1 year NCD. i am driving some fairly old and not valuable cars so it maes sense to build up the NCD on these "old" cars quick before i buy a "proper" car by which time i should have say 4 years NCD rather than say 3 on the conventional 12 months insurance. and you cant do it past 20 years old.

when i take out a new insuraance policy in one months time, i will have i year NCD. When i renew my insurance again after that, in a years time, am i able to use that first NCD or has that "been used up"?

I.Tz No Problem
For all your home and business I.T needs
[www.itznoproblem.com]
enquiry@itznoproblem.com



Edited 1 time(s). Last edit at 02/25/2006 01:51AM by rapid_f1.

how do you mean "and you cant do it past 20 years old"?

i'm 24 and one company offered the 9 months thing to me.

you will have 1 years NCB, but technically you only have driven for 9 months, so its a bit "fake".

your NCB's build up, so i have 3 years so far, so if i haven't claimed by the next time i renew, it will be 4 years, and so on.

i don't get what you mean by "used up".

they factor the bonus into your premium when you give them all your details. it's not like a voucher where they tell you the amount, then you "cash in" you NCB to bring it down.

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RIP Jules, never to be forgotten. #KeepFightingMichael



Edited 1 time(s). Last edit at 02/25/2006 08:48PM by Muks_C.

oops i meant 29! so if i get 1 year NCD say from 2005, i can use that same NCD when i take out a policy in 2009?

I.Tz No Problem
For all your home and business I.T needs
[www.itznoproblem.com]
enquiry@itznoproblem.com



Edited 1 time(s). Last edit at 02/25/2006 08:46PM by rapid_f1.

i don't know what you mean by "use" the ncb/ncd.

if you drive for 5 years and don't crash and/or claim, you will have 5 years ncd/ncb, so when you ring up for a quote, you tell them "i have 5 years ncb", so they factor that into their calculations and tell you the premium they want to offer you.

when you're 29, you won't say "can i use the ncb i got when i was 24" etc.

they don't get "used" unless you make an insurance claim, so if you claim, you drop down to zero, unless they're "protected" which you can only do after you have 5 years worth, so then if you claim, you stay on 5, instead of dropping down to 0.

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RIP Jules, never to be forgotten. #KeepFightingMichael

ahhh i got it. so they build up.

I.Tz No Problem
For all your home and business I.T needs
[www.itznoproblem.com]
enquiry@itznoproblem.com

yeah, that's why it's called a "no claim discount/bonus", because they're supposed to lower your premium because you didn't claim, and the more years you have, the cheaper your insurance will get because it sort of proves you are a safe driver because you have not claimed.

that's why the 9 month policy doesn't seem like a good idea to me, because even though you are able to say "i have 1 years ncb", you haven't in reality, because your policy was only 9 months and not 12.

so you have to weigh up the options, to see if the 9 month policy, calculated up to 12 months, is cheaper than a standard 12 month one from someone else.

say it was £900 for 9 months, but £1000 for 12 months from somewhere else, the 12 month one is financially better for you, as you get 3 months more than the other one, for only £100 more.

but it's up to you how quickly you want the extra year ncb. if you really can't wait 3 more months, then go for the 9 month one, but it just seems like a bit of a scam to me, in an attempt to lure younger drivers to their company, when in fact they are getting conned because the policy for 9 months could be the same price as a 12 months one from another company.


i've actually got my sribblings on a notepad with my quotes from December '05 here. from RAC, they had the Rapid Bonus Scheme, £545 for 9 months. i asked what it was for 12 months, he said £707.

i finally got a premium of £568 from another compnay, for 12 months.

so for only £23 more, i got 3 months more cover.

so you can see, if you shop around, you'll eventually find a 12 month premium that can be not so much more than a 9 month rapid bonus scheme.

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RIP Jules, never to be forgotten. #KeepFightingMichael